Did wrong representation or technical jargons get your claim rejected? Do you feel dejected? Well let us help you get your claim back. More often than not, claims get rejected due to filing incorrect or invalid information. Although once rejected, the status of your claim can still be challenged.
Reasons why your claim can get rejected:
How to avoid these things to happen:
Keep yourself and your insurer informed of all developments! Speaking for stats alone, one might doubt the efficacy of insurance claim settlements at all. However, we understand your claim letter by letter as it rolls out and helps you re-file your claim rejection case with your respective company. If required, we even look at legal options as per case requirement. We do not settle until your claim is settled!
Is your claim rejected basis Death Certificate is invalid?
Death within 3 years of policy and company is not responding
Life Insured committed Suicide and claim got rejected
The claim is rejected because of Non Disclosure of Material Facts
Claim rejected due to Incorrect Medical History including smoking, hypertension, diabetes etc
There is a delay in filing of the claim
The cashless claim is rejected
Is your claim rejected due to Incorrect Discharge summary
The claim is rejected due to Pre-existing disease that was not disclosed
Ported my health insurance and claim got rejected
New policy with new terms and conditions issued without my knowledge at the time of renewal
As of 2016, 80% of consumer complaints in the Insurance Sector were related to Insurance Claims alone. Ranging from fraud and lack of awareness to inappropriate documentation, imbalance in the Insurance Sector looms larger than ever before owing to the rise of the Indian middle class and a shift towards more educated investments. Despite numerous checkpoints imposed by the IRDA, an end-to-end solution for this problem seems far-fetched. New measures like the Introduction of KYC (Know Your Customer), Prohibition of Third-Party Payments, Fixing Accountability for Distributors, etc. have not yet completely resolved these issues. Due to lack of financial know-how and awareness, issues like data theft and fake calls posing as IRDA remain common. Insurance Samadhan has accepted this challenge and we aim to achieve the goal of removing these obstacles for our clients. We ensure that your case is excellently represented, protocol is followed and your life insurance complaints are resolved as quickly as possible.